It’s simple, less money coming in means less money to spend. So I began creatively examining expenses. Am I paying for things that I don’t need, don’t like or could do myself? Yes!
First, I decided my boys are so handsome that no one is really looking at their haircuts. No, I’m not a skilled or trained hairdresser, and I do not want to minimize the talent a good hairdresser offers, but my boys are 3 and 5. The boys have expressed no opinions about their hair whatsoever, and truth be told, I figured if I did a really bad job I would tell people, “never leave the room when your child is holding scissors.” The result, the hair is out of their eyes, no one jumped up to compliment my work, but more importantly no one has said, “Wow, that’s a bad haircut, let me recommend the person we use for my son’s hair.” Bottom line, over $30 in my pocket, no harm done, and I hope to improve with more experience.
Which lead me to my hair. Before you start to pray for me, no I did not cut my own hair, but I did start to question the >$100 spend for chemically treating my hair. I was picking up a prescription at the pharmacy and while waiting noticed there was a wide selection of products designed to use on little girl’s hair, everything imaginable: products to straighten hair, to curl hair, to color hair and then to deep condition! With my new found confidence I bought one, I took it home. I used it for the minimally recommended time, and YES, it worked fantastic. My hair dresser chastised me for using a home product, yet proceeded to give me a great hair cut. I saved >$100! Not only am I happy with my hair, I’m shocked at how much I saved.
On things I don’t like, clothing is the biggest offender. This means no blazers for a single school photo or family event where the jacket is worn for 5 minutes because the kids don’t like it. One five-minute wear of a $45 blazer is just bad value. However, a $20 ‘cool’ t-shirt that is worn a thousand times, equating to pennies per wear. Applying this to my own clothes. The nice stuff in my closet is now being worn more often to also bring down its cost per wear ration. Yes, this means I’m looking a bit nicer for preschool pickup. But, I don’t like not having somewhere nice to go, so I might as well enjoy dressing in the nice stuff before it comes completely dated. I’ve come to value cost per wear.
And our groceries have also been scrutinized. Is organic worth 2x the price if it was flown in from Tasmania? Not if I can wait till the weekend farmers’ market and support local producers, organic or not. What about packaged food? If I can’t pronounce the ingredients on the label, we probably shouldn’t eat it. Cooking from scratch is not only lowering our food bill, it is lowering our entertainment budget as the boys spend more time in the kitchen.
Staying on entertainment, we are doing more arts and crafts. Now at least when something breaks it is because it is “delicate,” not because it is another example of a “shoddy made product that cost too much for what it was.” With books and videos, I’ve started visiting our neighbors with children and enacting trades for a week. We’ve seen some fun movies and read some great books we hadn’t previously known about. And in this economy, none of the neighbors have said “no.” But unlike ‘borrowing’ a cup of sugar, we are actually trading back the books at the end of a week.
I have changed the way I look at spending. Maybe the whole family is thinking about it differently. But I am spending less on things that I don’t need, don’t like or could do myself. And, I hope to bring more income in over time, I’m not sure our spending habits will ever return.
